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Helping North Texas Homeowners Finance With Confidence
Financing through Hearth. Check your monthly payment options in minutes without affecting your credit score.
Financing Solutions Without the Stress
Home improvement projects do not always come at the perfect time. Inside & Out Roofing, Painting & Gutters offers simple, affordable financing through Hearth so you can move forward with your roof, gutters or painting without putting it off. You can review payment plans in a few minutes without any impact to your credit score, and funding can arrive in as little as one to three days. We are family-owned in Denton since 2011, with a 4.9 Google rating and an A+ Better Business Bureau rating, and every assessment and written estimate is free.
What You Get With Hearth Financing
- Loan amounts up to $100,000
- Monthly payments you can customize
- No home equity required
- Prequalification that will not affect your credit
- Funding in as little as one to three days
- No prepayment penalties or hidden fees
How the Process Works
Starting your project is easier than you think.
1
Apply securely online
Apply through Hearth’s encrypted platform. It takes a few minutes and you do not need to visit an office or send paperwork.
2
Review your payment plans
Compare the plans available to you without any impact to your credit score. You are only looking at this stage, not committing.
3
Choose your plan and get funded
Pick the plan that works for you and funding can arrive in as little as one to three days, so the work can be scheduled straight away.
You can count on clear timelines, honest communication and full control over your financing. If you have questions at any point, ask us — we would rather explain it properly than have you guess.
Do Not Put Off the Project Your Home Needs
Delaying repairs or upgrades leads to bigger and more expensive problems. Financing lets you act now and protect the house long term rather than waiting for the damage to spread.
We offer financing on roof replacements and repairs, interior and exterior painting projects, and gutter installation or drainage upgrades. Whether your roof is leaking, your trim paint is peeling, or your gutters are not keeping up with Texas storms, we will help you get the work done before it turns into something larger.
If Your Project Is an Insurance Claim
Where a roof is being replaced under a hail or storm claim, your out-of-pocket cost is usually your deductible rather than the full project total, so financing may not be needed at all. We handle the documentation and coordinate with your insurance adjuster as part of the job. If you are not sure whether you have a claim worth filing, book a free inspection first — filing a claim that is then denied still stays on your claims history.
Frequently Asked Questions About Financing
Will checking my options affect my credit score?
No. Prequalification through Hearth lets you review payment plans without any impact to your credit score. You only commit once you choose a plan.
How much can I borrow?
Loan amounts go up to $100,000 through Hearth, and monthly payments can be customized to suit your budget. No home equity is required.
How quickly can I get funded?
Funding can arrive in as little as one to three days once you have chosen your plan, which means the work can usually be scheduled straight away.
Which services can be financed?
Roof replacements and repairs, interior and exterior painting, and gutter installation or drainage upgrades.
Are there any hidden fees or penalties?
No prepayment penalties and no hidden fees. If you want to pay the balance off early you can do so without a charge.
Can I use financing alongside an insurance claim?
Yes. Some homeowners use financing to cover their deductible, or to pay for upgrades beyond what the claim covers. We will walk you through what the claim is likely to pay before you decide.
Affordable Financing. Reliable Results.
Request your free project quote, or explore monthly payment options through Hearth in a few minutes without affecting your credit score.
